MEmbership terms and Conditions + Site terms and conditions
PLEASE READ THESE TERMS CAREFULLY BEFORE REGISTERING TO BE A CHAPTER MEMBER AND BEFORE USING THE SITE.
INTRODUCTION TO CHAPTER MEMBERSHIP
The Black Women Invest Chapters is a member-based social group designed to create a safe space for Black women to find a community of other women who share similar interests, and learn about investing along the way. In our chapters, we focus on providing members with information and accountability as they grow in their financial journeys.
Registering to be a BWIC member requires a full year commitment to your local chapter. (12 months) However, in the event that you move or must cancel, You may cancel your BWIC membership at any time without penalty. Members can cancel their membership on their own in their Payment portal or by emailing email@example.com no later than 30 days before the next payment. Not being able to use your membership or attend chapter meetings you have registered for, will not constitute grounds for a refund. In the event of severe weather, natural disaster(s), Acts of God, sickness/disease or circumstances beyond our control, Black Women Invest, LLC reserves the right to reschedule any event/activity or move the event location, at their sole discretion, without issuing a refund.
As provided for by Texas law, all purchases for services have a three-day right to cancellation by the purchaser. Notice of desire to cancel MUST be given in writing and within three business days from the date of the transaction. Cancellations requested outside of the three day right of rescission will not be honored, and no cash refund will be given.
Any fees displayed on the BWI Chapters or Black Women Invest website are subject to change without notice. We reserve the right to increase the price of products and services on a regular basis. If this would be related to services subscribed by existing members, members will be informed in advance.
RECURRING PAYMENT AUTHORIZATION (Credit Card/Debit Card)
By applying for recurring payments, Member accepts these terms and conditions authorizing Black Women Invest to charge the credit card or debit the debit card account that Member has specified in the amount of the balance due as part of Member’s BWIC membership. Member agrees that the payment card specified by Member for automatic bill payments to BWIC is, and will continue to be, an account that Member owns, and that Member will maintain sufficient availability under Member’s credit card limit, or sufficient funds in the account linked to Member’s debit card, as applicable, to pay Member’s BWI bill. The automatic charge to Member’s credit card or debit to Member’s debit card account will occur on or after the membership payment due date. Once the payment has been processed, Member will receive an electronic (email) notification that payment has been applied to Member’s card for the sum of Member’s membership dues from Black Women Invest.
These membership terms and conditions will constitute Member’s copy of Member’s recurring payment authorization to Black Women Invest. Members should print and retain a copy of this recurring payment authorization for Member’s records.
As members, You acknowledge and understand that public and private behaviors should reflect the values and principles espoused by Black Women Invest. Members are to conduct themselves with honesty and integrity. Members are to uphold the BWIC mission of creating a safe and friendly space for Black Women to gather and feel empowered as they build their wealth.
All members will maintain a positive attitude and be sure to adhere to and encourage high cultural, intellectual, and moral standards.
Members acknowledge and understand that in order to remain an active member of their chapter, members must pay dues monthly or annually.
Transfers may only be granted if the chapter is open and available to accept members. Access into a different chapter can only be approved by management. CHAPTER PRESIDENTS OR CHAPTER VICE PRESIDENTS CAN NOT GRANT ACCESS INTO CHAPTERS. Transfers
Once a member, always a member, no matter where you are. Transfer requests can be put in at any time, but will only take effect quarterly. Exceptions will be made for unique/extreme circumstances. You will need to send a request to firstname.lastname@example.org to be transferred.
Members will receive emails and newsletters about upcoming events with pertinent information, such as access codes, locations, etc. Some events will be paid events, some will be free, and some will be discounted thanks to your BWIC membership.
EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY
All of the information provided by Schelo Doirin, Black Women Invest, LLC, Black Women Invest Chapter Presidents/ leaders and all affiliated guests (including any digital content delivered via the site, presentations, emails, blogs, or on social media) are resources for educational and informational purposes only.
The terms “We”, “Us”, and “Our” refer to Black Women Invest, LLC and Schelo Doirin. The term “Site” refers to www.bwichapters.com. The term “User,” “You” and “Your” refers to site visitors and any other Users of the sites. The term “member” refers to the person named on the membership form and for whom, Black Women Invest Chapters “BWIC” has agreed to provide services to, in accordance with these terms.
Use of these Site including all materials presented within the Site is subject to the following Terms and Conditions. These Terms and Conditions apply to all site visitors and all Users of the site. By Using the Site, You agree to the below Terms & Conditions, without modification, and acknowledge reading them. By registering to become a member of Black Women Invest Chapters you agree to the below Terms & Conditions, without modification, and acknowledge reading them.
You may use the Site for lawful purposes only. You agree to use the Site for legitimate, non-commercial purposes only. You shall not post or transmit through the Site any material which violates or infringes Our rights, or the rights of others, or which is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law.
In consideration of Your Use of this Site, You agree that to the extent You provide personal information to the Site it will be accurate, current, and complete and that You will update all personal information as necessary.
Links on the Sites may be affiliate links controlled by parties other than Black Women Invest, LLC to help support the maintenance of the Sites. We do not assume responsibility for or endorse any contents, products, services or use of any of these affiliate sites and make no guarantees as to the quality or content of the same. You acknowledge that You bear all associated risks regarding access to and use of affiliate links and release Us from any loss or damage incurred from dealing with such affiliates.
MUST BE 18 YEARS OF AGE
To access or Use the Site, You must be eighteen (18) years old or older and have the power to enter into these Terms & Conditions.
All Terms shall be construed in accordance with and governed in all respects by, the laws of the State of Texas. We reserve the right to change or modify these Terms at any time without notice to You. Again, it is Your responsibility to review these Terms prior to Your use and periodically throughout Your use of Our Site.
If any term or provision of these Terms & Conditions is held by a court of competent jurisdiction to be contrary to law, such provision will be changed and interpreted so as to best accomplish the objectives of the original provision to the fullest extent allowed by law and the remaining provisions of these Terms of Service will remain in full force and effect.
CHANGES TO TERMS OF SERVICE
We reserve the right to change these Membership Terms & Conditions from time to time consistent with applicable laws and principles. Any Use of the Site by You means that You accept these amendments. If at any time You choose not to accept these Membership Terms & Conditions, You should not use this Site.
HOW TO CONTACT US
Any questions regarding the above Membership Terms & Conditions may be directed to email@example.com
Any product mentions made or recommendations provided by Schelo Doirin, BWIC, Black Women Invest, LLC and Chapter leaders are made solely in the author’s opinion and do not constitute professional financial or legal advice. All content is for educational purposes only.