It’s no secret that as Black women, we face unique challenges in the financial world. From the racial wealth gap to a lack of financial literacy resources specifically designed for our experiences, building wealth can feel like an uphill battle.

Fortunately, there’s a wealth of “for us, by us” knowledge available to guide you on your financial journey. These 15 books informational and inspiring books are all by Black women and will equip you with the knowledge, strategies, and inspiration to achieve your financial goals.

1. Make Money Move: The Proven Action Plan for Women to Build Wealth, Lauren Simmons (2023)

Lauren Simmons is the host of the Money Moves podcast and has a keen understanding of what it takes to increase wealth amid generational and cultural barriers like income inequity. At 22, she became the youngest full-time female trader at the New York Stock Exchange and now helps a new generation learn how to take care of their money “so their money can take care of them, today and tomorrow.” Her book is a roadmap to financial empowerment, offering actionable steps to break free from limiting beliefs, build wealth, and achieve financial freedom.

2. Your First Million: The Little Blue Book for Creating and Sharing Extraordinary Wealth, Arlan Hamilton (2024)

Serial entrepreneur and investor Arlan Hamilton believes “it’s time for us to claim the wealth that belongs to us” and in Your First Million, she’s teaching entrepreneurs how to turn their unique knowledge and experience into a profitable business so they can reinvest in their communities. Packed with practical advice and endless wisdom, Your First Million will equip you with the tools and mindset to build significant wealth, step by step.

3. Get Good with Money: 10 Simple Steps to Build a Budget, Pay Off Debt, and Make Your Money Work for You, Tiffany Aliche (2021)

In this approachable guide, financial educator Tiffany “The Budgetnista” Aliche breaks down complex financial concepts into simple, actionable steps to help you manage your money effectively. From preschool teacher to savvy money coach, Tiffany Aliche charts her own path of financial rescue to outline her ten-step formula for attaining both financial security and peace of mind.

4. The Wealth Decision: How I Built Multiple Six-Figure Businesses and How You Can Too, Dominique Broadway (2023)

“Written with millennials and Gen Z-ers in mind, The Wealth Decision fills an essential need by showing you how to make that one decision to be wealthy.” Beyond personal finance, The Wealth Decision offers valuable insights and strategies for addressing money beliefs, building successful businesses, investing, and achieving long-term financial security.

5. 21-Day Financial Fast: Jumpstart Your Journey to Financial Freedom in 21 Days, Michelle Singletary (2014)

It takes 21 days to build a habit, and in the 21-Day Financial Fast, Michelle Singletary teaches you how to stop living paycheck to paycheck and take the practical steps you need to take for the financial peace you long for. This book is a powerful jumpstart for those ready to make a significant shift in their financial habits. Through daily challenges and actionable steps, Michelle Singletary will help you shift the way you think about wealth so you can secure a healthier financial future.

6. So… This Is Why I’m Broke: Lessons on Financial Literacy, Passive Income, and Generational Wealth, Melissa Jean-Baptiste (2023)

Refreshing, relatable, and humorous, This Is Why I’m Broke tackles common financial challenges faced by all BIPOC from the perspective of Millenial in Debt’s Melissa Jean-Baptiste. This accessible financial guide on financial literacy and investing for beginners offers practical advice and strategies for building wealth and breaking the cycle of debt.

7. Black Girl’s Guide to Financial Freedom: Build Wealth, Retire Early, and Live the Life of Your Dreams, Paris Woods (2021)

“In The Black Girl’s Guide to Financial Freedom, Paris Woods takes the guesswork out of wealth-building and presents a plan that anyone can follow.” This book specifically addresses the financial realities and aspirations of Black women, providing a clear and actionable plan for building generational wealth, avoiding common financial traps, earning your next degree debt-free, and achieving financial independence so you can retire early.

8. Your Journey to Financial Freedom: A Step-by-Step Guide to Achieving Wealth and Happiness, Jemila Souffrant (2023)

In this step-by-step guide, author Jemila Souffrant argues that you can spend and save responsibility without depriving yourself of life’s simple joys. She offers a holistic perspective on financial empowerment, addressing both financial and personal aspects to help you take control of your finances and achieve your financial goals, ultimately leading to a happier, more secure, and fulfilling future.

9. Real Estate Millionaire Secrets: The Real Beginners Guide to Real Estate, Noelle Randall (2021)

If you’re looking to start investing in real estate, this is the book for you. Learn how to build your real estate empire and avoid the pitfalls many new investors face from world-renowned real estate entrepreneur and business mogul Noelle Randall. “The Real Beginners Guide to Real Estate is just what you need to give you the millionaire nuggets to start you on the way to building your real estate empire.”

10. Zero Debt: The Ultimate Guide to Financial Freedom, Lynette Khalfani-Cox (2016)

This book puts tackling debt at the forefront and shows you how to do it in a way that is simple, easy to understand, and rooted in action. Drawing from her own experience of paying off $100,000 worth of credit card bills in just three years, Khalfani-Cox makes eliminating debt clear and actionable, no matter where you are on your journey.